You are about to make a very important decision. You are going to buy a diamond. Whether it’s an engagement ring to start a new life with someone special or a pair of diamond earrings that indicate twenty-five years together, a diamond is something special. You want to make sure that you will find the best quality diamond for the money you are paying. So, how do you know you’re not losing your money? Here are some things to keep in mind when buying the diamond ring.

The first thing that you will want to keep in mind is your budget. In recent years, the general rule was to save two months of salary for a diamond ring. However, this rule does not generally apply. Nowadays, with people living together before the question is asked, it is much more a matter of how much your budget will handle.

After knowing the range of prices you are looking for and which you can afford, you can then move on to the four “C’s” of the diamonds: Color, cut, clarity and carat weight. Let’s look at the first one.

The color is the color general of the stone. Traditionally, diamonds will go from colorless to yellow. The less color the stone has, the more it will be desired. This usually has a relationship with the purity of the gem, although some people prefer the yellowish color in a diamond stone. I personally believe that the yellowish tint makes it look old and not as clean as it should be.

The cut is very important and defines how the diamond will shine. If it is well cut, it will capture all available light and reflect it to the height of its potential. If the diamond is cut too flat, it will not pick up the light. If it cuts too deep, it will take light but it will not reflect it back. There are several types of cuts, and an expert jeweler should be able to explain this to you, as well as show you the same piece in different cuts so you can see the difference for yourself.

Clarity refers to the way the stone is impeccable. Diamonds that are impeccable are going to be very rare and, therefore, very expensive. Generally, you can get more for your money if you go for a couple of less points in this category and get either an almost flawless stone or one that does not have visible raids at a glance. Of course, the more visible the defects, the cheaper diamond will cost. When you examine the gem with the naked eye, you should not be able to see “scars” or defects within the stone. If you can see the scars, but only when you use a jeweler’s magnifying glass (the monocle magnifying microscope that any quality jeweler has on hand, and that you can borrow to examine a stone), then it is probably worthy of your consideration.

The last of the four “C’s” is carat. This reflects how big the diamond is. It is worth mentioning that larger stones are more rare and more expensive. Because of this, you can get the same amount of total carat weight for less money. As an example, two half-carat stones are less expensive than a single full carat ring.

When you go to buy the perfect diamond ring, the setting also comes into play, as well as what type of metal the ring is made of. Gold is traditionally the metal of engagement and wedding rings, but silver, white gold and platinum have become more popular in recent years as well. This is more a matter of personal taste than anything else, although you will want a quality setting.

One more thing to keep in mind when buying a quality diamond ring – a quality jeweler. They will help you decide what the budget should be and show you a wide range of what you can afford. They can give you more information about the four “Cs”, show you a variety of settings and help you through the buying process so that you feel comfortable with your final purchase. Do not be afraid to borrow your magnifying glass from the jeweler for a minute so you can get a close view of the diamond you are considering buying.

 

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