There may come a time in your life when you need to accumulate some money quickly. You may have an emergency car repair or something in your home may break down unexpectedly. A family member might need help with bail, or you may have a surprise medical issue. Whatever the case is, you’ll need to gather some cash to take care of the problem quickly. The following are five ways you can come up with emergency cash in less than 48 hours:
Sell Some Items Online
Online auctions will provide you with an easy way to get the cash you need. It takes only a few minutes to sign up to participate in an online auction, and you can set it to end within 24 hours if you so desire. Payments go through PayPal, and PayPal allows you to deposit your funds into your bank account. If you need the cash faster, you could always request a PayPal debit card to instantly access your funds.
Have a Yard Sale
Another idea is to gather all of the items you no longer need and sell them at a yard sale. Yard sales generally perform the best over the weekend when the majority of people are off from work. You can sell electronics, household items, appliances, and clothing. You’re the master of your own yard sale. Therefore, you can set any price you want for your items. You might be able to get all the money you need from the yard sale.
Apply for a Short-Term Loan
You could also apply for a short-term loan. Payday loans are available if you’ve had a stable job for at least three months and your income meets the qualifications. These loans are best if you truly have an emergency and you have no problem paying the loan back on your next payday. Title loans are similar, but you have to own a car and possess the title to get them. You’ll have a little bit more time to repay a title loan, and your loan amount will be much greater. Be sure that you can return the funds on time because you’ll have to allow the title loan company to place a temporary lien on your vehicle.
Do an Odd Job
Odd jobs might be available to help you gather the money you need for your emergency. Examples of some odd jobs you can do are driving, babysitting, lawn mowing, house cleaning, and tutoring. You can check the classified section of a newspaper to see if they have any jobs you can do. Alternatively, you can look on a temporary employment site to find jobs that pay the same day you do the work. Such jobs are available all the time.
Contact a Pawn Shop
You can consider selling something to Monte de Piedad pawn shop if you need cash in your hands right away. The best thing about selling something to a pawn shop is that you don’t have to allow them to keep your item. They will give you the money, and then you will have the option to return and repurchase your item within 30 days. You’ll have to pay a small finance charge, but it will be worth it if you don’t want to lose your item. Pawnshops generally take jewelry, electronics, and some household items. Contact the establishment and find out if they’ll take what you have to offer ahead of time.
You should be able to try one of these suggestions and gather the money you need for your emergency. There’s always a way to get emergency cash. All you have to do is have faith and reach out and take action for what you want.